RBI Registered
Secure Portal
Fast Approval
Get Money in Minutes
Quick online approval, minimal paperwork
Approval in 3 Minutes
No CIBIL or PAN Required
Transfer Directly to Your Bank
Refundable Deposit
Made for Indian Customers
24/7 Online Loan Service
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What Our Customers Say
Priya Verma
from Mumbai
Very simple process and kind staff. I got money when I really needed it.
Sneha Patil
from Pune
Thanks to the loan, I was able to buy a secondhand scooter for my deliveries.
Ravi Sharma
from Delhi
I appreciate how respectful they were. I didn’t feel judged for asking for help
Siddharth Mehta
from Ahmedabad
I used the money to buy seeds and fertilizer. My harvest was much better this year.
Anjali Rao
from Hyderabad
I used the money to buy a cow. We now sell milk in the village — it really helps.
Rahul Chauhan
from Jaipur
Mostly satisfied with the service. There’s still room for improvement.
Our Ambassador
Mahendra Singh Dhoni (MS Dhoni)
Legendary cricketer, calm leader, World Cup winner.
As an ambassador of InstaCash India, I’m proud to support a platform that brings fast, reliable financial services to millions across the country.
Frequently Asked Questions
Is this safe?
Yes, we are RBI compliant. Security deposit is 100% refundable.
Why do I need to pay an insurance deposit?
To activate your account and verify your UPI. Payment guarantees priority application review and quick disbursement of the loan. Payment is not charged until the loan is approved!
When will I get the money?
Within 15 minutes after activation.
Need Cash Now? Let’s Go!
Instant approval. No waiting!
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Loan Terms
Insurance & Service Fees
1.1
To reduce risk of default, an insurance fee applies:
- 8% of loan amount (up to Rs. 50,000)
- 6% of loan amount (Rs. 50,000 – Rs. 100,000)
1.2
The fee is not deducted from the loan amount.
1.3
If all payments are made on time, this fee covers the last payment.
1.4
InstaCash India never requests any fees before loan approval or registration.
1.5
This fee will be used if the Borrower misses their first payment.
Loan Terms
2.1
The loan is granted for a period ending from 1 month to 36 months.
2.2
Interest rate: 36% per annum (3% monthly).
2.3
Funds will be transferred to the Borrower's provided account or UPI ID.
Repayment Procedure
3.1
The Borrower undertakes to repay the full amount with interest on or before the due date.
3.2
In case of delay, a penalty of 0.1% per day is charged on the outstanding balance.
Subject of the Agreement
The Creditor shall transfer to the Borrower a loan in the amount of Rs. ( 10,000 - 100,000), which the Borrower agrees to repay under the conditions and within the time period defined below.
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